Kwiminyaka elishumi edlulileyo, ihlabathi lezemali liye labona inguqu engazange ibonwe ngaphambili: ukuvela kunye nokunyuka ngokukhawuleza kwee-cryptocurrencies. Ezi zimali zedijithali zanatyisiweyo ziye zathimba ingqalelo yabatyali-zimali kunye nabathanda ngokufanayo, zithembisa ngamathuba engeniso eninzi kunye nemingeni eyodwa. Kweli nqaku, siza kuphonononga imithetho emithandathu esisiseko ukuba nawuphi na umtyali-mali we-cryptocurrency kufuneka ayithathele ingqalelo ngaphambi kokuntywila kweli lizwe lihlala livela.
1. Ungaze utyale imali ngaphezu kokuba unakho ukuhlawula
Nawuphi na umtyali-mali ophumeleleyo nonengqiqo uya kukuxelela ukuba utyale imali kuphela kwinto onokukwazi ukuyilahlekela. Oku kusebenza kuzo zonke iimarike, kwaye nangakumbi kwii-cryptocurrencies, ezinokuthi zihlupheke ngokuhla kweedijithi ezimbini kwisithuba seeyure. Ihlabathi lanamhlanje lotyalo-mali linesabelo esilungileyo sabatyalo-mali abangakhathaliyo, belahla imali yabo yokugcina ubomi kwisitokhwe esincinci, kodwa leyo yindlela eqinisekileyo eya entshabalalo. Imarike ye-cryptocurrency ibone ukukhula okungazange kubonwe ngaphambili kunye nokuwa okulinganayo. Iseyimarike esakhulayo, ngaphandle kolawulo olulawulayo okanye imiqobo yobugcisa kwizigaba zokuqala. Oku kunokukhokelela kwezinye iimeko ezingathandekiyo, ezifana nee-hacks, ubuqhetseba, kunye nokulandelelana kwee-odolo zokuthengisa ezinokuthi zibonakale njenge-whim. Ke ngoko, abatyali-mali kufuneka bathathe isahlulo esincinci semali yabo kwaye banikezele kwii-cryptocurrencies ezimbalwa ezikhethiweyo.
2. Yenza ukuthenga okuqhelekileyo (DCA)
Umgaqo wokulinganisa ixabiso ledola (i-DCA) usebenza kakhulu kwimarike ye-cryptocurrency. I-DCA isetyenziselwa ukubetha i-volatility, enye yeempawu eziphambili zemarike. Ngokutyala imali encinci ekuhambeni kwexesha, unokuqulatha ilahleko kwaye usebenzise ngokufanelekileyo inkunzi yakho. Kufanelekile ukuqaphela ukuba xa usebenzisa le ndlela uya kuhlawula kancinci kwimirhumo yenethiwekhi, kodwa inzuzo oyenzayo kufuneka yenze oku kungahoywa. Ungayenza ngeveki okanye ngenyanga, iinkcukacha zixhomekeke kuwe. Ukuba uziva unethemba malunga nokuba imarike ijonge phi, unokubekela bucala enye inkunzi eyongezelelweyo xa imakethi ibonakala isezantsi.
Ukumelwa kweendleko zedola (i-DCA). Umthombo: URoberto Sanz Cryptocurrencies.
3. Phanda ngokubanzi, unamathele kwizinto ezisisiseko
Uphando luhlala lubalulekile kwimarike ye-crypto. Nangona kungacacanga kwaye kuthe ngqo njengokutyala imali kwinkampani ethengiswe esidlangalaleni, isadlala indima ebalulekileyo kwinkqubo yotyalo-mali. Inkqubo yophando lwe-cryptocurrencies yotyalo-mali ingaba sisihloko esipheleleyo ngokwayo, kodwa apha, ingaphandle kwendawo yengxoxo. Eminye yemigaqo eya kukhokela uphando lwakho kukuba ingaba iprojekthi kunye ne-cryptocurrency ekuthethwa ngayo inexabiso elixabisekileyo nelikhethekileyo lokusetyenziswa, izinto zobugcisa zeprojekthi, iqela lolawulo, kunye nokukwazi ukuphazamisa ishishini elithile okanye indawo oyiyo ukusebenza.
I-Ethereum yohlalutyo lweemetriki zobonelelo. Umthombo: Messari.io
4. Namathela kwizinto ezingundoqo
Ewe, kwabaninzi, indlela entsonkothileyo kunye nentsha yophando lwe-cryptocurrencies inokoyikisa. Kwaba bantu, kunokuba kuhle ukunamathela kwizinto eziphezulu eziye zasinda kuvavanyo lwexesha. I-Bitcoin kunye ne-Ethereum yimizekelo engcono kakhulu yezi asethi kwaye inyamezele iimarike ezininzi ezinzima zebhere. Kukho nabanye abaninzi, nangona kunzima kakhulu ukuthetha ukuba ezinye ii-asethi ezinkulu ezinee-market caps ezinkulu zinamandla okuphila kwixesha elizayo. Oku kusebenza nakwi-Bitcoin kunye ne-Ethereum, nangona imvumelwano kukuba ezi zimbini sele zibonakalise ukuba zifanelekile ukuba ziqwalaselwe.
Ii-asethi ezili-10 eziphezulu ngokwemalikethi. Umthombo: Messario.io
5. Sebenzisa i-wallets yokugcina ekhuselekileyo
Ngaphandle kutyalo-mali ngokwalo, enye yeemfuno eziphambili xa ungena kwimarike ye-cryptocurrency kukugcina. Akuqhelekanga ukuva ngabatyalo-mali abalahlekelwa ukufikelela kwiiakhawunti zabo zokutshintshiselana okanye, kwimeko embi kakhulu, balahlekelwa yimali yabo ngokupheleleyo ngenxa ye-hack okanye isiganeko sokhuseleko. Ukugcina ii-cryptocurrencies zakho ngokukhuselekileyo kubaluleke kakhulu, kwaye uxanduva luwela kuwe. Ngoko ke, abatyali-mali abanzulu kufuneka baqwalasele oko kubizwa ngokuba isipaji sehardware. Ezi zipaji ezineempawu ezongezelelweyo zokhuseleko zokuqinisekisa ukuba imali yakho ayinakubiwa. Abatyali-mali akufuneki babambe ii-cryptocurrencies zabo kutshintshiselwano okanye kwi-wallet yesoftware, ubuncinci nangasiphi na isixa esixabisiweyo se-crypto.
Iindidi ezahlukeneyo zeewallet zehardware. Umthombo: Etherbit.
6. Sebenzisa ingqiqo
Ngaphezu kwakho konke, ukutyala imali kwimarike ye-cryptocurrency kufuna ingqiqo. Kulula ukubanjwa kwi-hype kunye nesiphithiphithi esijikeleze iprojekthi entsha, kodwa amaxesha amaninzi oku kukhokelela kwilahleko enkulu. Kulula ngakumbi ukubandakanyeka kwi-meme token ephakama ngokukhawuleza ukusuka ekuhlanganiseni abantu ngabanye kwi-intanethi, njenge-Dogecoin, kodwa eli likrele elintlangothi-mbini, elinye icala libukhali kakhulu kunelinye. Njengakwimakethi yemasheya, kuya kufuneka uhlukane. Kukho iiprojekthi ezininzi ezisebenza kweminye imiba ephambili kunye namatyala okusetyenziswa, kwaye ezi zinokudala ukuphazamiseka okukhulu. Akuqinisekwanga, kodwa njengakumacandelo ahlukeneyo emarike yemasheya, unokusasaza imali yakho phakathi kwezi projekthi.
Ithokheni ye-$SQUID inembuyekezo entle kakhulu…de kwafunyaniswa ukuba bubuqhophololo.