Irali yeKrisimesi yipateni yamaxesha onyaka ebisoloko iziphinda kwiimarike zesitokhwe kwihlabathi liphela iminyaka. Kwaye apho ukuthengwa kwangoku kubekwe ngokucacileyo kumthengisi njengesiphumo se uhlengahlengiso kwiiphothifoliyo zengxowa mali nepenshini. Liliphi elona thuba lilungileyo lokungena kwiimarike ze-equity ukwenza imali eyinkunzi ityalwe kwezi marike zamanye amazwe zibe nenzuzo. Ziintshukumo kwimarike yemasheya enokusetyenziswa ngabatyali mali ukuphucula ukubekwa kwabo kwezi asethi zemali.

Kwelinye icala, xa kufika imihla yokugqibela yonyaka, kuye kwakho intetho yokuhlaziywa okuphezulu kwisigaba sokugqibela sonyaka ngamnye wezorhwebo. Kodwa yenzeka kweyiphi imihla le ntshukumo kuqwalaselo lwamaxabiso eenkampani ezidwelisiweyo? Akukho xesha libekiweyo ngaphambi kwexesha, kodwa ihlala i-rally yeKrisimesi kwiintsuku zokugqibela zikaNovemba okanye ekuqaleni kukaDisemba. Kuya kuphuhliswa kude kube phakathi kuJanuwari kwaye apho uphononongo lubetha kakhulu kwaye lufanelekile.

Umhlangano weKrisimesi uhlala usetyenziswa ngabatyali mali abancinci nabaphakathi ukuya yenza iziphumo zakho zonyaka. Kwezinye iimeko ukonyusa ingeniso eqokelelweyo ngonyaka kwaye kwezinye ukunciphisa ilahleko zalo nyaka. Kuzo naziphi na iimeko, ukwamkelwa kwayo kunokubandakanya ii-euro ezininzi ekusebenzeni okoko nje le ntshukumo inyukayo isenzeka. Kuba enyanisweni, oku akusoloko kunjalo, kuba kwiminyaka ethile ezi ntshukumo ziye zabonakala ngokungabikho kwazo. Umzekelo, yintoni enokwenzeka kulo mthambo esiza kuwugqiba.

Irally yekrisimesi: ngaba kuya kubakho lo nyaka?

Ewe, ayicaci gca ukuba le meko inyukayo inokubakho kwiimarike zamashishini ezingenanzala emisiweyo kulo nyaka. Kungenxa yokuba imeko ngokubanzi yeemarike zentengiso ayisiyonto ilunge kakhulu ekuphuhliseni le nto ilindelweyo ngabatyali zimali zentengiso. Esi sesona sizathu sokuba abahlalutyi bezemali bathandabuze ukuba lo msebenzi unokuvelisa irali yeKrisimesi. Apho ngokwenyani kwaye ngenxa yezi zinto sizikhankanyileyo, kuvela ukuba ngeenyanga zikaDisemba noJanuwari bahlala behlala benyusa ngokuhlisa intengiso kulungiselelo lweepotfoliyo zotyalo mali.

Kodwa enye yezinto edlalwa kulo nyaka kukuba ngalo lonke ixesha idatha enkulu ibonisa ukuba sijamelene nokudodobala kwezoqoqosho. Kwaye ngale ndlela, inokwenzakalisa irali yeKrisimesi ekudala ilindelwe. Ukuya kuthi ga kwinqanaba lokuba uhlalutyo lweengcali kwiimarike ze-equity lubonise ukuba lo nyaka ungangomnye. Oku kuyakwaziwa kwiiveki zokugqibela zikaDisemba ukusukela ukuba akukho ntshukumo inyukayo kwimarike yemasheya iya kuba ngumqondiso oqinisekileyo wokuba ayizukwenzeka. Kwaye ke akukho cebo lotyalo-mali kuya kufuneka liphuhlisiwe kuthathelwa ingqalelo ezi zinto zixabisekileyo.

Ungayisebenzisa njani le rally?

Ukuba iRally yeKrisimesi yenzeka ekugqibeleni, kuya kufuneka sikulungele kakhulu ukuthatha inxaxheba kule ntshukumo yemarike yemasheya. Ngale ndlela, kukho izikhokelo zamanyathelo eziza komeleza izikhundla zethu ngexesha lokutsala phezulu okuphawuleka kakhulu kwinxalenye enkulu yabatyali mali abancinci nabaphakathi. Ngale migca ilandelayo yesenzo ekufuneka ungenise kuyo ukusukela ngoku.

• Thatha isikhundla kukhuseleko ngaphezulu bohlwaywe apha enyakeni, phakathi kwezinye izizathu kuba ziya kuba zezona ziya kuthi zixatyiswe ngeli thuba.
• Yiyo amaxabiso anomsindo ngakumbiYeyona ikhula kakhulu kumaxabiso abo, ngomahluko omkhulu kwezinye izindululo zemarike yemasheya.
• Elinye lawona maxabiso athandwayo yiRally yeKrisimesi ngala ukujikeleza, nokuba ngowuphi umjikelo wezoqoqosho esikulo ngoku.
• Banokwenza utyalomali lwe isixa esikhulu kodwa ukuba zilinganiselwe ngokwexesha.
• Ukufumana ingeniso ephezulu kwiintshukumo, esona sicwangciso silungileyo sotyalo mali lindela ukuqala kwayo, nangona iingozi ezininzi zinokuveliswa.
• Le yindlela yotyalo-mali enokusetyenziswa kuzo zombini iimarike zezemali nezangaphandle.
• Kwaye okokugqibela, yazi ukuba zeziphi ezi zinto iintshukumo ezilawulwa kakhulu ngokubhekisele kubude bayo.

Izinto ezichasene nawe

Ngokuchasene noko, kukho ezinye izizathu ezinokuthi zichaze ukuba kutheni kulo nyaka ingakumbi irali ekudala ilindelwe yeholide zeKrisimesi ingenzeki. Ngale ndlela, zikho ezinye izizathu ezinokuthi zichaze ukungabikho kwale ntshukumo inyukayo kwiinyanga zokuphela konyaka. Ezinye zezi zizathu zezi sizichazayo ngokulandelayo:

Siya ungene emanzini ezingekathathwa ziimarike zezabelo. Ke ngoko, akukho ngqiqweni ukuba kukho ukuthengwa okwangoku phakathi kwabatyali mali kule meko kuncinci okufunwayo kubo bonke abalamli bezezimali.

Las Ukuxhathisa Uninzi lwee-indices zentengiso yemasheya kuya kusiba nzima ukoyisa kwaye akubonakali ngathi eli linge litsha liya kuba nakho ukwehlisa la manqanaba ekuveleni kwamaxabiso ezabelo zeenkampani ezidwelisiweyo.

Kuhlala kukho ukungafani kwaye oku kubonakala njengencwadi ngenxa yokwahluka okuninzi okukhoyo kwiimarike zezabelo. Inokuba ngummangaliso omkhulu kwinxalenye enkulu yabatyali mali kwaye ukuba iyenzeka iya kuba ubuncinci ubuncinci kunye nexesha elifutshane.

El umzuzu wokudibana zeemarike zezona azilungelanga abatyali zimali abancinci nabaphakathi ukuba babe nepati yotyalo mali ekupheleni konyaka. Kuza kubakho amanye amaxesha (iminyaka) onokonwabela ngalo olu nyuso lubalulekileyo kwiimalike zentengiso zesizwe nezamazwe aphesheya.

Njengento eyongeziweyo ukukhusela esi sikhundla yinto yokuba icandelo elilungileyo le- izikhombisi abalumkisi malunga nokwenzeka okunjalo. Ukuba akunjalo, ngokuchaseneyo, kunokwenzeka ngakumbi ukuba iintshukumo zomqondiso ochaseneyo ziya kwenziwa. Oko kukuthi, iingxowa ziwe kwakhona ukuvalelisa kulo nyaka uzayo kuthi sonke.

Kwaye okokugqibela, nokuba kunini na xa usekuqaleni kokudodobala kwezoqoqosho Ukutsala okuqhubayo akuqhelekanga ukwenzeka uphawu lweenyanga zokugqibela zonyaka. Njengoko bekubonisiwe ngaphambili kwiimarike zezabelo.

Yintoni enokwenziwa?

Konke oku kushiya abatyali zimali abancinci nabaphakathi bekwimeko engathandekiyo. Ukuya kwinqanaba lokuba bengazi ukuba mabenze ntoni kwezi veki. Ukuba, kwelinye icala, iindawo ezivulekileyo kwimarike yemasheya okanye ukuba, kwelinye icala, sisigqibo esingcono sokungabikho xa uthenga izabelo. Ngokukodwa, unikwe into enokwenzeka kutyalo-mali lwakho phakathi kweenyanga zikaNovemba noFebruwari. Apho, okokuqala kwiminyaka emininzi, nantoni na enokwenzeka. Nokuba kukho ukuwa kwizalathiso zentengiso yamazwe aphesheya kwaye kubandakanya neSpanish. Kowuphi unyaka obunzima kakhulu kwimidla yabatyali zimali zentengiso.

Ngelixa kwelinye icala, into ethethwa yintetho inokusetyenziswa, ngengqondo yokuba into engaqali kakuhle ayinakuphela ngale ndlela. Apho kushiyeke ixabiso elikhulu le-Ibex 35 ngaphezulu kwe-20% ngomonakalo obonakalayo kwimidla yabatyali mali. Ngokukodwa ukuba le misebenzi ijolise kwixesha elifutshane kuba akusayi kubakho ziphumo zilungileyo, ubuncinci kude kube ngoku. Ngamafutshane, imeko yeemarike zezabelo ezinokuthi zithathelwe ingqalelo njengezinto ezintle kwaye umba kukuba izinto zinokuya zisiba mandundu kwiinyanga ezizayo.

Kuphela ngamaxabiso okusabela

Kuphela ziindawo ezikhuselekileyo zezo zinokuba namathuba athile okuqinisa izikhundla zabanini zabelo. Ngale ndlela, elona cebiso lililo kukwenza ngononophelo, eyona njongo iphambili yokuphepha amanyathelo angafunekiyo ukukhusela umdla wethu kwicandelo lotyalo-mali. Ukuya kwinqanaba lokuba kuyinyani ukuba sinayo ukulahlekelwa ngakumbi kunenzuzo phantsi kweemeko ezikhoyo kwiimarike ze-equity.

Kwingxowa ethile enje ngeSpanish apho i-Ibex 35 imbiza ngentlungu, ukubila kunye neenyembezi ukuze uhlale ngaphezulu kwenqanaba leengqondo lamanqaku angama-9.000. Inqanaba elingakhange lidluliswe ngokwaneleyo unyaka wonke kwaye ukuba lenziwe, ibikukubuya umva. Kwidinomineyitha eqhelekileyo ephindaphindwe ngokufezekileyo ukusukela ngoMatshi. Ukunika imeko esecaleni kwintengiso yesitokhwe yaseSpain kwaye eyenze yanzima kakhulu ukusebenza kwimarike yemasheya ngesiqinisekiso esingaphezulu okanye esincinci sempumelelo. Oko kukuthi, emva kwayo yonke loo nto, yintoni malunga nabatyali mali, nokuba yeyiphi na iprofayili yotyalo-mali.