Abatyalomali abakhetha ukwenza imisebenzi yabo kwifomathi ekwi-intanethi, oko kukuthi kwi-Intanethi, banokuxhamla kwizibonelelo eziveliswa leli jelo libalulekileyo lentengiso. Nangona oku kufuneka kuthathelwe ingqalelo uthotho lwezenzo ngeyona njongo iphambili yokwandisa le ntshukumo kwiimarike zezemali. Kuba ekupheleni kosuku, unako gcina i-euro ezininzi kwimisebenzi evulekileyo kwiimveliso ezahlukeneyo zemali. Kodwa kunye nangenxa yokwenza lula ezi ntlawulo ekhaya okanye kwenye indawo. Kwaye okona kubaluleke kakhulu, nangaliphi na ixesha losuku, nangeempelaveki okanye ebusuku.
Intengiselwano ekuthengweni nasekuthengisweni kwezabelo kwimarike yemasheya kuvuzwa ngeerhafu ezithathwa njengokhuphiswano. Ngokuncitshiswa Imida yolamlo enokufikelela kumanqanaba ukuya kuthi ga kwiipesenti ezingama-25. Into enokuchaphazela ngokungathandabuzekiyo inkcitho enkulu yenkcitho ethathwe kolu hlobo lotyalo-mali. Kanye nokufikelela kuthotho lwenyuselo kunye nezibonelelo ezijolise ekuqinisekiseni ukuba utyalo-mali kwimarike yemasheya alukho luxanduva olugqithisileyo kwimidla yabatyali mali abancinci nabaphakathi.
Kwelinye icala, kufuneka kugxininiswe ukuba ukusebenza kwi-Intanethi kwintengiso yesitokhwe kuyakhuthazwa ekunikezelweni kwamaziko emboleko. Bonke bayidibanisile kwaye ekuphela kwemfuneko yokufikelela kuyo kuhlala kwinto yokuba cwangcisa isixhobo setekhnoloji (ikhompyuter yakho, ithebhulethi, njl. Kwaye kunjalo ukubhalisa kwinkonzo yedijithali yebhanki kwaye baya kuba negama eligqithisiweyo kunye negama lokugqitha lokufaka imixholo yayo. Ukuze kwelinye icala, bakwazi ukulawula imali yabo kwaye banokude bafumane ezinye iintlobo zeemveliso zezemali (iidipozithi zexesha elimiselweyo, iikhredithi zalo naluphi na uhlobo, amakhadi etyala okanye amakhadi etyala, njlnjl.). Kunye nemisebenzi ephambili yebhanki (ugqithiselo, ugqithiselo lotyalo-mali okanye ukuhlawula irhafu).
Izinto eziluncedo ekusebenzeni kwi-Intanethi
Ukuba olu hlobo lokusebenza kwiimarike ze-equity lubonakaliswe yinto ethile, kukukhawuleza kwemiyalelo ethunyelweyo. Kuba ngokwenyani, awunyanzelekanga ukuba ulinde ixesha elide ukuba zibaleke ngokuchanekileyo. Ukuba akunjalo, ngokuchaseneyo, banokumiselwa ngokusesikweni phantse ngexesha lokwenyani kwaye kwezinye iimeko kususwe phantse. Nokuba usebenze ngeemarike zezemali kude njengeMelika, iAsia okanye ezinye iindawo zeendawo. Imisebenzi inokwenziwa nanini na emini, nokuba kusebusuku okanye ngeempelaveki. Ukuze ngale ndlela, abasebenzisi basebenzise onke amathuba oshishino aveliswa kwicandelo lemali elihlala linzima.
Ngelixa kwelinye icala, elinye igalelo lakhe elifanelekileyo lelo linento yokwenza nokufikelela kuzo zonke iintlobo zeemveliso ezivela kwimarike yezabelo. Ayisiyo kuphela ekuthengweni nasekuthengisweni kwezabelo kwimarike yemasheya, kodwa nakwezinye iimveliso zezezimali. Phakathi kwazo kukho imali yotyalo-mali, iimodeli ezidwelisiweyo, iziqinisekiso kunye nokusebenza kwikamva okanye izinto zokwenza imveliso. Akukho mida okanye uthintelo ukusebenza kwi-intanethi kuninzi lwamaziko emboleko asebenzayo kwilizwe lethu. Kuthi ke kwandiswe amathuba okwandisa iindlela zotyalo-mali, ngaphandle kokuzikhawulela kwiimarike zesitokhwe.
Ukufikelela kumazinga asicaba
Elinye igalelo lokusebenza kweintanethi kwimarike yemasheya kukuba bavumela abanini bazo ukuba babenenqanaba elisicaba lokutyala imali kwiimarike zezabelo. Ukuze bakwazi ukwenza imisebenzi emininzi kangangoko banqwenela, ngaphandle kwemida, ngenqanaba elinye nelingaguqukiyo ukuqala kwi-20 okanye i-30 i-euro inyanga nenyanga kuxhomekeke kunikezelo lwebhanki nganye. Ngenxa yesi sicwangciso sotyalo-mali, kuyakubakho ii-euro ezininzi ezigcinwe ngabatyali zimali abancinci nabaphakathi abenza iintshukumo ezingaphezulu kwempawu ngenyanga. Kwelinye icala, ayisosisombululo esinenzuzo sokwenza umsebenzi omnye okanye emibini ngeli xesha.
Ewe eli linqanaba lalo bonke abasebenzisi banokuzuza kakhulu Phambi kweekhomishini ezithile kwiibhanki ezikhula inyanga nenyanga. Nangona kunjalo, kwiinyanga ezidlulileyo iimeko zokuqesha ziqinisiwe njengoko zifuna olunye uthotho lweemfuno. Umzekelo, ukuba neakhawunti yokonga evulekileyo kunye nebhanki okanye utyikitye ezinye iimveliso zezemali (izicwangciso zotyalo mali, imali kunye okanye iinshurensi). Ngayiphi na imeko, sisicwangciso esiluncedo kakhulu sokunyusa yonke intshukumo kwiimarike zezabelo.
Ukuguquguquka ngakumbi ekusebenzeni
Ewe kunjalo, le ayisiyiyo into ekufuneka abasebenzisi bayithathe kancinci. Kuba ukusebenza kwi-intanethi kubavumela ukuba babe bhetyebhetye ngakumbi ekuziqhelaniseni nazo zonke iimarike zokulingana kwezemali. Ukufikelela kwinqanaba lokuba ukwazi ukufikelela kwiindawo ezininzi zamanye amazwe kunangaphambili kwaye ezinye zazo azicingeki kude kube yiminyaka embalwa edlulileyo. Ngoluhlu lwamaxabiso abonakaliswa ngabo ukhuphiswano oluphezulu. Ngezaphulelo ukuya kuthi ga kwiipesenti ezingama-20 xa kuthelekiswa namaxabiso okuqala kwaye kunokuxoxwa ngazo kuxhomekeke kwiimarike ezikhethiweyo zokuqeshisa.
Enye into ekufuneka ivavanywe yile inxulumene neenkcitho zolawulo lwayo. Ukuza kuthi ga kwinqanaba lokuba bancitshisiwe ukuya kwelona liphezulu kwaye le nyani yenza ukuba kube nokwenzeka ukunciphisa i Imida yokulamla yale misebenzi engxoweni. Ayothusi into yokuba ivelisa ukonga okukhulu ukusukela ngoku. Ukuba kunokwenzeka ukuphucula imeko yokwenyani yeeakhawunti zakho. Ngayiphi na imeko, zizinto ekufuneka zithathelwe ingqalelo xa kuphuhliswa nasiphi na isicwangciso sotyalo-mali. Nokuba lunjani uhlobo kunye nemali, kunye nexesha lokuzinzi kwixabiso lentengiso.
Akukho luhambo luya eofisini
Alithandabuzeki elokuba ukurhweba kwi-Intanethi kulunge ngakumbi kubatyali mali abancinci nabaphakathi. Ngesizathu sokuba awuzukuya nakweliphi na isebe lebhanki ukuyokumisela ngokusemthethweni okanye ukuthengisa kwintengiso yemali. Unokuchitha ixesha elininzi kweminye imisebenzi yobuqu okanye yobungcali. Ngalo naliphi na ixesha kwaye ngaphandle kokuba zilungelelanise neeshedyuli ukuba bakuphawule kumaziko amatyala. Kwezinye iimeko zokuhamba okude kakhulu ngaphakathi kwesixeko sakho. Le yinto ongenakuyityeshela xa kuvavanywa iinkonzo zomsebenzi we-Intanethi ukuze usebenze ngeemarike zokulingana zemali ezahlukeneyo.
Ngamafutshane, kukho izibonelelo ezingaphezulu kwezinto ezimbi kwaye ke kuya kufuneka uvavanye ukuphunyezwa kwale nkqubo ukuze usebenze kwiimarike zokulingana kwihlabathi liphela. Ngaphaya kwezinye iintlobo zoqingqo-maxabiso kulungiselelwa ukuthengwa kunye nokuthengiswa kukhuseleko oludibeneyo kwii-indices zemarike eziphambili, kokubini kuzwelonke nangaphandle kwemida yethu. Kungenxa yokuba kwelinye icala, zininzi i-euro onokuzigcina minyaka le kwaye inokukunceda ekucwangciseni usapho lwakho okanye uhlahlo-lwabiwo mali lwakho kula maxesha achanekileyo. Oko kukuthi, emva kwayo yonke loo nto, uthini malunga nesi sihlandlo njengoko uya kube uwaqwalasele kwinxalenye elungileyo yamanqanaba ebomini bakho ngokubhekisele kubudlelwane nelizwe elihlala linzima lemali. Ukuze ukwazi ukwenza ukuba imali eyinkunzi iqokelelwe ukuza kuthi ga ngoku ibe yinzuzo kwaye iya kuxhomekeka kwizinto ezininzi ezahlukeneyo nezakho.
Uxanduva kwicala leebhanki
Kufuneka ithathelwe ingqalelo into yokuba amaziko avumela ukusebenza kwezezimali kwi-Intanethi kufuneka abe nezobuchwephesha kunye nemithombo yabasebenzi eqinisekisa ukhuseleko kunye nokugcinwa okuyimfihlo kwentengiselwano, kunye nokuba yonke ingcaciso efanelekileyo mayenziwe ifumaneke kumtyalomali ukuze yenza izigqibo zotyalo-mali unolwazi. Ukongeza, iinkqubo zabo kufuneka zibe namandla ngokwaneleyo okujongana neemeko ezixineneyo kwiimarike okanye umthamo omkhulu womsebenzi. Ke ngoko kuyacetyiswa kwaye kunyanzelekile ukuba umtyali mali asebenze namashishini abhalisiweyo afanele ukuthenjwa ngokwaneleyo kwaye anezicwangciso ezifanelekileyo zokuhambelana noko.
Kungenxa yokuba ngaphambi kokwenza imisebenzi ekwi-Intanethi kuyimfuneko ukuba sazi ukuba sikwindawo ekhuselekileyo. Ngovalo ekufuneka luvele kwikona ephezulu yesikrini kwaye iya kuba lolona phawu luqinisekileyo lokuba sinokusebenza kwiimarike ze-equity ngokuzithemba okupheleleyo. Ngelixa kwelinye icala, iibhanki ngokubanzi zisebenzisa zonke iifayile ze- iinkqubo zokhuseleko Ifunwa yimibutho yamanye amazwe. Kungenxa yokuba asinakulibala ukuba kunemali eninzi esiyibambayo kwimisebenzi nganye yeemarike zezabelo. Kwaye nayiphi na impazamo inokuhlawulwa kakhulu kwaye ngenxa yesi sizathu asizukukhetha ngaphandle kokusebenzisa isizinda esikhuselekileyo ngokupheleleyo, nkqu nakumaqonga edijithali azinikezele kutyalo-mali kwaye zezona zingazisi ngxaki zinkulu kulo mbandela ubalulekileyo kubo bonke. abasebenzisi.