uqikelelo

Gcina imali ngeyona ntelekelelo ininzi kwimalike yemasheya

Ukungabikho kwemali kokhuseleko, okwaziwa njengechicharros, yinto ethintela abatyali-mali ukuba bangene okanye baphume kwizikhundla zabo.Phantsi kwehlelo lokhuselo olucingelwayo, uthotho lwamaxabiso axabisekileyo eSpeyin equities afakiwe.

irhafu

Yintoni irhafu yokubhalisa?

Ngaphakathi kwirhafu engathanga ngqo, enye yezona zidume kakhulu yile ibizelwe kubhaliso, phakathi kwezinye izizathu kuba ichaphazela wonke umntu Ngaphakathi kwirhafu engathanga ngqo, enye yezona zidume kakhulu yile ibizwa ngokuba kubhaliso kwaye ichaphazela amawaka abasebenzisi

urhwebo

Yintoni enokwenziwa kwiveki ephelileyo kwintengiso yemasheya?

Ngeentsuku ezimbalwa kakhulu kude kube sekupheleni komnye unyaka wokurhweba, zimbalwa kakhulu izicwangciso onokujongana nazo zokuphela konyaka ngokukuko malunga neveki yokugqibela yonyaka umtyali mali angathatha amanyathelo athile ukunciphisa ilahleko kwistokhwe Intengiso ayiqokelele kule minyaka

endesa

I-Endesa kumda wokunyuka simahla

Enye yeendaba ezintsha ezisizisela lo Disemba kukuba inkampani yombane i-Endesa sele iza kufikelela kwinani lokuphakama Enye yeendaba ezintsha ezisizisela lo Disemba kukuba inkampani yombane i-Endesa sele iza kuma inani elinyukayo

tsalela Umva

Yintoni ukubuyela umva kunye nokuphosa umva?

Omnye wemibuzo ophakanyiswe yinxalenye elungileyo yabatyali mali yimicimbi enxulumene nohlalutyo lobuchwephesha. Kwaye phakathi kwabo, ukutsala umva kubalulekile ukuze ubuyele uyokuqhuba imisebenzi kwimarike yesitokhwe ukhuseleko olukhulu kwaye ukwazi ukulusebenzisa ngokupheleleyo.

i-eurone

I-Eurona sele ingaphantsi kwe-euro enye

I-Eurona Wireless Telecom (i-EWT), yinkampani yezonxibelelwano yaseSpain ebonelela ngeenkonzo zokufikelela kwi-broadband, kwakhona Inyaniso yokuba izabelo ze-Eurona sele zingaphantsi kweyunithi ye-euro yonyusa uxinzelelo lokuthengisa kwizabelo zayo

iimbuyekezo

Abasebenzisi bayeke iimali ezihlangeneyo: ukuhlawulelwa ngakumbi

Imali ezihlangeneyo ayisiyo mveliso yezemali ehamba ngamaxesha amahle kakhulu. Ukuba akunjalo, ngokuchaseneyo, kwaye ngokweyona datha ibonakalisiweyo ukuba ukubuyiselwa kwemali kwabo banikezela iodolo kufikelela kumanqanaba angazange abonwe kule minyaka idlulileyo.

ezikhulayo

Imeko zentlekele ezivela kwimarike

Imeko ezinye zala mazwe ekuthiwa asahlumayo kwezoqoqosho zihamba phantsi kwazo, ziqhutywa yingxaki yaseTurkey naseArgentina, iya kule meko ezinye zala mazwe ekuthiwa ngoqoqosho olusakhulayo adlula kuzo yile nto ibangela ukuwa kwemarike yemasheya.

dia

Usuku, konke okanye akukho nto ngonyaka we-2019

Elinye lamaxabiso ekuya kufuneka ukuba liqwalaselwe ngakumbi kulo nyaka sisandula ukuliqala alithandabuzeki ukuba lusuku oludwelisiweyo.Akukho nganto, yenye yeendlela zokuziphatha eziya kuthi zithathele ingqalelo kulo nyaka siwuqalileyo ngokungathandabuzekiyo lusuku olucatshuliweyo

zara

Athini amaxabiso akhethwe kwizikhundla ezimfutshane?

Elinye lamaqhinga asetyenziswa ngabatyali mali abancinci nabaphakathi ukutyhila ukuba ngawaphi amaxabiso entengiso yesitokhwe Enye yeendlela ezisetyenziswa ngabatyali mali ukuveza ukuba ngawaphi amaxabiso esitokhwe esithengiswa kakhulu

Telefónica

I-Telefónica iyamangalisa kwaye ihambela phambili phantse ngama-5%

Enye yeendaba ezinamandla eziye zaveliswa kule veki ibaluleke kakhulu, kwaye kwangaxeshanye, ukunyuka okungalindelekanga kwizabelo zeTelefonica. Enye yeendaba ezinamandla eziye zaveliswa kule veki ibaluleke kakhulu, kwaye kwangaxeshanye, ukunyuka okungalindelekanga kwizabelo zeTelefonica

i-brexit

I-Brexit kunye ne-Italiya ziya esidlangalaleni kule veki

Isivumelwano phakathi kweNgilani kunye ne-European Union malunga nokusetyenziswa kwe-Brexit kunye nohlahlo-lwabiwo mali ngokubanzi oluza kwenziwa ngurhulumente wase-Italiya kuya kuba sisivumelwano phakathi kweNgilani kunye ne-European Union malunga nesicelo seBrexit iya kuba sisigqibo sokuvela kweemarike zamasheya zamanye amazwe.

ipenshoni

Yintoni ipenshini eyongezelelweyo enegalelo?

Enye yeempazamo abanye abasebenzisi abaza kuthi bathathe umhlala-phantsi banokucwangcisa kukuba kwimeko embi baya kuqokelela ubuncinci bepenshoni Kwezinye iimeko ukuqokelela ubuncinci bepenshini eyimfuneko kuya kufuneka ukuba kufunwe ukugqitywa kwepenshini eyongezelelweyo kunye nokufezekisa Iinjongo

utyalo mali

Yintoni i-inshurensi yotyalo-mali?

I-inshurensi yotyalo-mali yimveliso yezemali ethi, nangona ibizwa ngokuba yi-inshurensi, iyafana ngakumbi neemodeli zebhanki ukwenza ukonga kunenzuzo. I-inshurensi yayo yotyalo-mali yimveliso yezemali ethi, nangona ibizwa ngokuba yi-inshurensi, iyafana ngakumbi neemodeli zebhanki eziqesha ukonga

ukungahlawuli

Ukufumana ii-invoyisi ezingahlawulwanga nge-inshurensi yamatyala

Enye yeengxaki ezinkulu ezijamelene nenxalenye elungileyo yoosomashishini abancinci nabaphakathi sisimo sabo esikhulu sokufumana ubunzima kwiziphene zabo Esinye sezisombululo zale ngxaki inkulu sivela kwi-inshurensi yokungahlawuli eya kuqinisekisa iinkampani ukuba ziyakwazi ukuqokelela ii-invoice zazo

iikhomishini

Uyonga njani imali kwiifizi?

Enye yezona ngxaki zinkulu xa kuqeshwa imali yotyalo-mali ziikhomishini abanokuthi bajongane nazo. Akumangalisi ukuba olu hlobo lweyona nto iphazamisayo xa kuqeshwa imali yotyalo-mali ziikhomishini abanelungelo lokujongana nazo

inani

Ziyintoni ixabiso lotyalo mali?

Kule mihla sibona indlela enye yezona mveliso zezezimali zisakhasayo zibizwa ngokuba ziingxowa-mali zexabiso zotyalo-mali. Kodwa ngaba siyazi nyani?

dow jones

UDow Jones ngamaxesha onke aphezulu

Ewe, enye yeendaba ezifanelekileyo kulo nyaka kukusebenza okungafaniyo kwesalathiso sesitokhwe saseMelika, iDow Jones. Kufuneka sibuye sikhumbule ukuba iDow Jones ibikhula ngokuzinzileyo ukusukela ngethuba lokudodobala kwezoqoqosho ngo-2008.

izahlulo

Izahlulo kwimarike yemasheya? Hayi, kwiingxowa mali

Phantse bonke abatyali mali bayazi ukuba izabelo ziyinxalenye yenzuzo yenkampani ethatha isigqibo sokuyihambisa phakathi kwabanini zabelo. Zizahlulo, nakweyiphi na imeko, zihlawulwa ngemali ezinkozo kwaye lo msebenzi wenziwa ngokusesikweni ngonyaka, nangona kukho ezinye iifomathi

Ibhokhwe

Ukhuseleko olungezantsi kwexabiso: iDía, BBV, Acerinox

Lo msebenzi mtsha wentengiso yemasheya uvelise uthotho lwamaxabiso anamaxabiso anomtsalane kwaye anokwamkela kakhulu ukwenza eyona nto ibalaseleyo kule meko kukuba uya kuba nakho ukuthenga izabelo zoSuku ngamaxabiso aphantsi kakhulu ukusukela ngoku

supremo

Isigqibo seNkundla ePhakamileyo sichaphazela njani ukubambisa?

INkundla ePhakamileyo iza kudibana kungekudala ukwenza isigqibo sokuba ngubani oza kujongana nokuhlawula iRhafu kwiZenzo zoMthetho eziXeliweyo zeNkundla ePhakamileyo iya kudibana kungekudala ukwenza isigqibo sokuba ngubani oza kujongana nokuhlawula iRhafu kwiZenzo zoMthetho.

utyalo mali

Imali mboleko yokuphepha utyalomali olubi

Abatyalomali bahlala kufuneka bohlule izabelo zabo okanye izabelo mali ukuze bajongane neengxaki zabo zemali. Ewe Imali-mboleko yotyalo-mali ijolise kubatyali mali ekufuneka belahle izabelo zabo okanye inxaxheba

i-USA

Ngaba imarike yemasheya yaseMelika ilindele ukwehla?

Emva kweenyanga ezininzi kunye nokuphakama okuye kwaphazamiseka, imarike yemasheya yaseMelika inika imiqondiso yokuqala yokuba le meko ikwazile.Okunye ukuvela kotshintsho kwindlela, ukuya kuthambekeko olusezantsi, kwizabelo ziya kuba yimpembelelo yayo kwistokhwe indices zemarike ngaxeshanye kwelinye icala leAtlantic

enesalathiso

Zithini iimveliso ezinesalathiso?

Xa uthetha ngecandelo lotyalo-mali, enye yezona mveliso zaziwayo ezikhoyo zibizwa ngokuba ziimveliso zesalathiso. Zezinye zezona zilungileyo Enye yezinto ekuthiwa zii-indexed products kukuba zivulela iimodeli ezingakumbi nangakumbi kutyalo-mali.

uvuzwe

Lumka kakhulu xa uqesha indlu mboleko enikwa inkxaso

Iimali mboleko zobambiso yenye yeemveliso uninzi lwabasebenzisi bebhanki eziqeshayo kuba zenzelwe ukuthengwa kwekhaya. Kwimeko ekhoyo kwiinto ezibizwa ngokuba yimali mboleko exhaswa ngemali kunye nesicwangciso-qhinga sokurhweba ukuze iintlawulo zakho zenyanga zifikeleleke ngakumbi

iberdrola

U-Endesa no-Iberdrola kwimeko yokuthenga

Elinye lawona macandelo eentengiso ezithengisayo kwezi veki zidlulileyo kukuba, bothuswa kakhulu ngabatyali mali abaninzi, umbane kunye nelinye lawona matyala achaphazelekayo kule meko inyukayo kwelinye lawona macandelo afanelekileyo kwizabelo zamashishini kuzwelonke yi-Endesa

buchule

Izicwangciso ezili-6 zokuwuvala kakuhle unyaka

Kusekho ithemba lokuphelisa ubudlelane bethu neemarike zezemali kulo nyaka unzima obukwindawo yentengiso yamasheya Kusekho ithemba lokuba bungabuphelisa ubudlelane bethu neemarike zezimali ukuba kusetyenziswa iindlela ezithile zotyalo-mali.

umendo

Iindlela zentengiso yemasheya kunye nendlela yokuthengisa

Esinye sezitshixo sokwenza ngempumelelo ukonga imali kuxhomekeke ekwazini ukutolika iintsingiselo kunye nokusebenza kuzo ngokuchanekileyo. Awunakho Esinye sezitshixo sokwenza ukonga ngempumelelo okuyinzuzo ekwazini indlela yokutolika umkhwa kunye nokusebenza kuwo ngokuchanekileyo

tshintshanisa

Yintoni i-SWAP?

I-SWAP sisichazi sekhontrakthi esisaziwa kancinci ziiarhente ezithile kwilizwe lemali. Ngokukodwa, ibhekisa kwisivumelwano se-SWAP, sisivumelwano semali phakathi kwamaqela amabini avumayo ukutshintshiselana nokuhamba kwemali ngokwefomula esekwe kwangaphambili.

Oktobha

Ngo-Okthobha inyanga emnyama kwimarike yaseSpain

U-Okthobha uphinde waba yinyanga emnyama yeemarike zokulingana eSpain. Emva kokufikelela kubuncinci bonyaka ukusukela ngo-Okthobha kwakhona, u-Okthobha uphinde waba yinyanga emnyama yeemarike zezabelo eSpain, emva kokufikelela kubuncinci bonyaka

zi khredithi

Iikhredithi ziya kubiza kakhulu ngo-2019

Isigqibo esenziwe yi-European Central Bank (i-ECB) sokunyusa ireyithi yenzala ukusuka kwi-2019 iya kuba kukubuyela umva kubasebenzisi abathi Isigqibo esenziwe yi-European Central Bank sokunyusa izinga lenzala siya kuchaphazela iindleko zeekhredithi

izitshixo

5 izitshixo kwimarike yemasheya eza kuxhomekeka ngo-2019

Ukunyuka okunokubakho kwiimarike zamasheya zamazwe aphesheya kuya kusondela kakhulu kumanani aphindwe kabini ukuba amanqanaba okukhula aboniswe ziimarike ayahlonitshwa.Lonyaka kuyakubakho uthotho lwezitshixo zokumisela ukuba zeziphi iindlela eziza kuthathwa ziimarike zestokhwe ngonyaka izakuba nzima kakhulu

brasil

IBrazil ilungile kwiimarike zamasheya zamanye amazwe

Phantse ngokuqinisekileyo babekho abatyali mali abaninzi abacinga ukuba lo Okthobha omnyama unokuphela nokuba mandundu kwiimarike zezemali. I-Bovespa sisalathiso esiphambili sezabelo ze-equities eBrazil kwaye yenye yeebhentshi zabasebenzisi beLatino

thengisa

Thengisa okanye ulinde kwimarike yemasheya?

Kwimisebenzi yentengiso yesitokhwe, akuyomfuneko ukubala izibonelelo ezinokuziswa yimisebenzi. Ukuba akunjalo, ngokuchaseneyo, kubaluleke kakhulu Okwangoku apho iinzuzo ezinkulu ziqala ukuvela kutyalo-mali olwenziwe, kuyinto eqhelekileyo ukuba uzibuze ukuba ingaba yimeko elungileyo na yokuthengisa

Ukufumana imali enkulu

Luluphi olona ncedo lokwenyani lweenzuzo ezinkulu?

Kwimisebenzi yentengiso yesitokhwe, akuyomfuneko ukubala izibonelelo ezinokuziswa yimisebenzi. Ukuba akunjalo, ngokuchaseneyo, kubalulekile ukubala inzuzo eyinkunzi kwimarike yemasheya ngumahluko olungileyo phakathi kwexabiso lokuthenga kunye nokuthengiswa kwezabelo kwaye kuxhomekeke kwinkcitho yokusebenza.

amahla ndinyuka

Kufuneka wenze ntoni xa imarike yemasheya iyehla?

Ewe kunjalo, lo nyaka awukho mhle kakhulu kwiimarike zesitokhwe, kungasathethwa ke ngale veki izakuphela. Ukwehla kwiimarike Ewe kunjalo kulo nyaka awukho mhle kakhulu kwiimarike zesitokhwe kwaye kungaphantsi kakhulu kule veki ngokuhla okutsha kwiimarike.

iqstwa

Ngaba ikhona into oyaziyo malunga neStoxx Europe Soccer?

Ewe, abatyali-mali abangaphezulu kwesinye baya kubethwa ngokukodwa ligama lesalathiso sesitokhwe esikhethekileyo nesothusayo njengebhola ekhatywayo yaseStoxx yaseYurophu yenye inkcazo yokutyala imali yakho ngesindululo esahlukileyo ukuze intengiso ibe nengeniso.

crash

Yonke imarike yemasheya yengozi ukusukela ngo-1929

Ukuwa kwemarike yemasheya kukuwa okuthe nkqo kweemarike ze-equity ngaphezulu kwexesha elingagqithanga ixesha kwaye ibonakaliswe kukuwa kwentengiso yemasheya kukuwa okuthe nkqo kweemarike zezabelo ngexesha elingelide kakhulu

izibonelelo

Ziziphi iimali ezivela kwiimali?

Ewe, iimveliso zezemali yenye yezona mveliso zinobunkunkqele abanokuthi babhalise kuzo ngoku. Akumangalisi ukuba, ewe, iziphumo zezemali yenye yezona mveliso zinobunkunkqele ababhalisi abatyali mali ngalo mzuzu

ukulandelela

Ukubeka esweni utyalo-mali: phi?

Ukusukela ngeli hlobo, abatyali mali bakwimeko yokukhetha kuluhlu olubanzi lwamajelo olwazi ukufumanisa imeko yeasethi yabo.Amajelo eendaba onke esizwe anikezela ngolwazi malunga nokubeka esweni ii-equity okanye ezinye iintlobo zotyalo-mali.

izahlulo

Phinda ufumane izabelo

Ukwahlulahlula kwimarike yemasheya kuvelisa i-avareji yenzuzo ejikeleze iipesenti ezi-5 kwaye kuyo nayiphi na imeko oko kuthetha ukuba ngumvuzo omiselweyo ngaphakathi kokwahlukileyo. Ngokwahlulwahlulwa kwimarike yemasheya kuvelisa i-avareji yenzuzo ejikeleze i-5% kwaye kuyo nayiphi na imeko oko kuthetha ukuba ngumvuzo omiselweyo ngaphakathi kokungafaniyo

dia

I-DIA yehla ngaphezulu kwama-40% kwimarike yemasheya

Elinye lawona maxabiso achaphazelekayo kwii-equity zesizwe ezinje nge-DIA iwile kwimarike yemasheya kwaye iwele ngaphezulu nje kwe-30%. Ipesenti Elinye lamaxabiso afanelekileyo kwii-equity zesizwe ezifana ne-DIA liwile kwimarike yemasheya kwaye liwile ngaphezulu nje kwe-30%

lwabiwo mali

Uhlahlo-lwabiwo mali luxinzelela imarike yaseSpain

Isivumelwano ekufikelelwe kuso kulungiselelwa uHlahlo-lwabiwo mali lukaRhulumente ngokubanzi samkelwe kakubi ziimarike zezemali kwisivumelwano ekufikelelwe kuso kulungiselelwa uHlahlo-lwabiwo mali lukaRhulumente jikelele samkelwe kakubi ziimali zeemarike.

I-CEPSA

I-CEPSA iza kuhamba esidlangalaleni

Enye yeendaba zentengiso yesitokhwe ukuba le ntwasahlobo izakusizisa kukungena kwenkampani yeoyile i-CEPSA kwiimarike zokulingana zikazwelonke. Imalunga nemizekelo iCEPSA enayo ayithembisi kakhulu ngokuxhomekeke kwiinkampani ezenze esi sicwangciso seshishini

iimveliso

Zithini iimveliso ezivumela utyalo-mali olwahlulayo?

Sisicwangciso esivumela abasebenzisi ukuba bafikelele kuluhlu olubanzi lweemodeli zotyalo-mali, kodwa kwimveliso enye yemali. Kunye noluhlu lweemveliso ezigcina iimpawu ezithile, oko kukuthi, zivumela ukwahluka kotyalo-mali.

bolsonaro

Kutheni le nto iBrazil ibaluleke kangaka kwiimarike?

Ngezi ntsuku enye yezona zinto kugxilwe kuzo kwiimarike zezemali yiBrazil ngenxa yonyulo lukamongameli olwenzekayo Ngezi ntsuku enye yezona zinto kugxilwe kuzo kwiimarike zezemali yiBrazil ngenxa yonyulo lukamongameli.

yakhiwe

Zithini iidiphozithi ezakhiweyo?

Ukuba into oyicingayo kukuba iidiphozithi ezilungelelanisiweyo zifana nezesiko obuzingene kwisivumelwano ngalo mzuzu, ewe ke, ukuba ucinga ntoni ukuba iidiphozithi ezilungelelanisiweyo ziyafana nezesiko obusenze isivumelwano nazo, kunjalo bekungalunganga

Ukunyanzelwa

Ixesha lerhafu edityaniswe kwimarike yemasheya

Kuyaziwa ukuba ixesha ledipozithi ebhankini yimveliso yezemali apho umthengi ehambisa isixa semali kwiziko lento Into abanye abatyali-mali abangayaziyo kukuba iidipozithi zekota zinokudityaniswa kwimarike yemasheya ukuphucula umda wonikezelo.

ubuchwepheshe

Izitokhwe zobuchwephesha zothusa abatyali mali

Elinye lamacandelo kwiimarike zezabelo ezinokuthi zibeke abatyali zimali abancinci nabaphakathi kobona bunzima bobuchwephesha. Elinye lamacandelo kwiimarike ze-equity ezinokuthi zibeke abatyali-mali kwingxaki engaphezulu ziitokhwe zetekhnoloji.

ukuwa

Ulufikelela njani utyalo-mali kolu kuwa?

Alithandabuzeki elokuba utyalomali luya kutshintsha ngokubonakalayo njengoko kusiwa. Esinye sezizathu zokuchaza lo mkhwa kungenxa yokuba ukusukela akukho mathandabuzo ukuba utyalomali luya kutshintsha kakhulu ngeli xesha lokuwa kwaye kufuneka siziqonde ezi ntshukumo

ixabiso elimthebelele

Ngaba kufuneka ndingenise ikhontrakthi kwireyithi yentengiso?

Enye yeemveliso ezingaziwayo kwimarike yemasheya ngabatyali zimali abancinci nabaphakathi ngokungathandabuzekiyo yimali ethe tyaba yokurhweba kwimarike yemasheya. Enye yeemveliso ezingaziwayo kwimarike yemasheya ngabatyali zimali abancinci nabaphakathi ngokungathandabuzekiyo yimali ethe tyaba yokurhweba kwimarike yemasheya

umnxeba

NgoSeptemba ushiya iTelefonica kwimbali esezantsi

Le nyanga izakungena kwimbali yokurhuqa isitokhwe ukuya kwelona xesha lisezantsi kule minyaka idlulileyo. Apho ixabiso lalo belikule nyanga liza kwehla embalini ngokurhuqa izabelo zeTelefonica ezantsi ekuphelelweni lithemba kwabatyali mali bazo

ukuphela konyaka

Zithini iingxowa ezinokumangalisa ukuphela konyaka?

Kusele ikota enye kuphela kude kube kugqitywe unyaka-mali ka-2018 kwaye oko kuye kwaphoxa kwinxalenye enkulu yabatyali mali. Kuzo zonke, ayizukubakho enye indlela yokufumana ukuba yeyiphi imimandla yejografi eya kuthi ibonelele ngembuyekezo ephezulu ekupheleni konyaka,

BPA

Ivenkile yentengiso: yintoni iBPA?

Ukuba uchitha ixesha elithile kwimarike yemasheya, kuya kufuneka uyazi enye yeempawu ezikunceda kakhulu kutyalo-mali, njenge-BPA. Ewe, ziyahambelana I-EPS sisalathiso esibala icandelo lenzuzo yenkampani esasazwe phakathi kwesabelo ngasinye esenza imali eyinkunzi.

ugqithiselo

Iikhrayitheriya zokwenza ugqithiselo phakathi kwengxowa mali

Enye yezona zinto zintle kakhulu ezenzelwe umdla wabatyali mali abancinci nabaphakathi yenziwa ngogqithiso phakathi kwengxowa mali yenye yezona zinto zithandekayo kwimidla yabatyali zimali abancinci nabaphakathi yenziwa ngogqithiso phakathi kwemali

uguquko

Izitshixo ezili-10 zokutyala imali ngokuguqukayo

Elinye lawona maqhinga alungileyo okwenza naluphi na uhlobo lotyalo-mali kukunyanzelisa phantsi kweemeko zokuba bhetyebhetye. Esi sesinye sezona ndlela zintle zokuqhuba naluphi na uhlobo lotyalo-mali kukunyanzelwa phantsi kweemeko zokuba bhetyebhetye

inshorensi

Zeziphi ii-inshurensi ezinyanzelekileyo ukuba zingene kwisivumelwano?

I-inshurensi yindlela yokugubungela umngcipheko ngokudlulisela kwi-inshurensi eyakujongana nokuqinisekisa okanye ukukhusela konke okanye inxenye yayo .. Kude kube ngoku bekukholelwa ukuba i-inshurensi ayinyanzelekanga ukuba ingene kwisivumelwano, kodwa kukho ezinye ilawulwa ngumthetho.

utyalo mali

Imali mboleko kutyalo mali: ngaphezulu kwemali

Abatyalomali bahlala kufuneka bohlule izabelo zabo okanye izabelo mali ukuze bajongane neengxaki zabo zemali. Ewe kwilinge lezinto ezibhankini zokuvula le mveliso yemali ukuze ifike ngexesha kwezinye iimfuno zotyalo-mali

rhoxisa

Ngaba idipozithi yebhanki ingarhoxiswa?

Enye yeengxaki ezinkulu ezibandakanyekileyo ekuqeshweni kwedipozithi yebhanki kukuba igalelo lemali linokuphinda lifumaneke xa enye yeengxaki ezichaphazelekayo ekuqeshweni kwediphozithi kukuba igalelo lemali linokuphinda lifumaneke ngokucima le mveliso.

minima

Imarike yaseSpain kwimarike yonyaka

Izabelo zamasheya azifumananga kakuhle ukubuya kweeholide kwicala labatyali mali kwimigangatho yorhwebo. Ukuba akunjalo yonke into Iziganeko zikhokelele ubulungisa belizwe ukuba bafikelele kumanqanaba asezantsi kakhulu kwaye bathengise kubuncinci bokubuyiselwa konyaka

dinero

Izinto eziphambili zokutyala imali yakho

Inyani yokuba unokwenza into ayithethi ukuba uyenze ngoku. Kwaye kungaphantsi kakhulu xa ungcakaza ngemali yakho, njengoko kusenzeka kwinto yokuba unokwenza into ayithethi ukuba uyenze ngoku. Kwaye kungaphantsi kakhulu xa ungcakaza ngemali yakho, njengoko kusenzeka kutyalo-mali

zombane

Iberdrola: inkampani yombane ekhethwa ngabahlalutyi

Icandelo lombane lelinye lezona zinto zibalulekileyo kwizabelo zamashishini zaseSpain kwaye ngaphakathi kulo akukho mathandabuzo okuba i-Iberdrola yinkampani ekhethiweyo yecandelo lombane yenye yezona zinto zibaluleke kakhulu kwizabelo zamashishini zaseSpain kwaye ngaphakathi kulo akukho mathandabuzo okuba i-Iberdrola yeyona ikhethiweyo inkampani

izinto ezenziwayo

IiCarbures ziyanda ziye kwelinye icala leAtlantic

IiCarbures, lelinye lawona maxabiso aqikelelweyo ezabelo zamashishini ezingenanzala emisiweyo kuzwelonke, zisematheni kule mihla ngenxa yeendaba ezinokunika umkhombandlela omtsha kuWe Awunakho ukulibala ukuba amaxabiso anje ngeCarbures ayaphambuka kuzo zonke iindawo zokujonga kwaye Naliphi na icebo oza kulisebenzisa

xabiso

Ixabiso: isimanga esikhulu xa ubuya eholideyini

Ukubuya kweeholide kunemimangaliso emininzi egcinelwe umdla wabatyali mali abancinci nabaphakathi kwaye okunokubangela ukuba baguqule ukubuya kwabo kweeholide kunemimangaliso emininzi egcinelwe umdla wabatyali mali abancinci ngokwahluka okubonakalayo kumaxabiso athile.

turismo

Ungalusebenzisa njani ukukhula kwezokhenketho kutyalo-mali?

Icandelo lezokhenketho laseSpain lelona lesithathu linamandla emhlabeni, kuphela emva kwe-United States neFrance. Le yinyani yokuba ungathatha ithuba kuKhenketho lushishino lokuqala kuqoqosho lwaseSpain, kodwa kwangaxeshanye icandelo lichithe kakhulu kwimarike yemasheya ziinkampani ezimbalwa ezimelwe kwimarike eqhubekayo yelizwe lethu.

iikhomishini

Iikhomishini ezintsha kunye nokuphatheka kwiiakhawunti zebhanki

Ukusukela kwisithuba seeveki ezimbalwa, abasebenzisi bebhanki banokuba nethamsanqa ngenxa yemigaqo emitsha yebhanki evunyiweyo ukusukela oko Imimiselo emitsha inyanzelisa ukuba amaziko emali angangakuhlawulisi ngaphezulu kwe-3 euro ngenyanga ngenxa yekhomishini kwiiakhawunti.

ukudibanisa

Yintoni ebanzi?

Ukuxinana kukuxhasa ngemali iinkampani kunye nabantu ababonelelwa liqela labatyali mali abafuna ukwenza imisebenzi yabo ibe yinzuzo.

I-OPV

Yintoni i-IPO?

Nangona ii-IPO zichaphazela iinkampani ezingadweliswanga kwiimarike zezabelo, into esiza kuyenza zezo zidweliswe kwimarike yemasheya

Isichazi-magama

Ingxowa yesichazi-magama sabaqalayo

Ukutyala imali kwimarike yemasheya kufuna ulwazi olusisiseko lokuqhuba imisebenzi ngesiqinisekiso esikhulu sempumelelo. Akunakwenzeka ukuba ndiyazi Enye yezinto eza kwahlula kwabanye abatyali zimali abancinci nabaphakathi kukwazi isichazi magama esibanzi

intanethi

Ukurhweba kwimarike yemasheya kwi-Intanethi, kodwa ngeziqinisekiso

I-Intanethi ibe sisixhobo esinamandla sokwenza utyalomali. Ukusebenza kwayo kuyakhawuleza kwaye nangaliphi na ixesha losuku, nokuba kungaphezulu kwe-Intanethi, kuye kwaba sisixhobo esinamandla sokwenza utyalo-mali, apho ukusebenza kwayo kukhawuleza kwaye nangaliphi na ixesha losuku.

Inverse

Zithini izinto ezibolekwa imali?

Ukuba ucinga ukuba ukubuyisa imali mboleko kuyimodeli yokuxhasa ngemali ikhaya elisetyenziswayo, uyakube usenza iimpazamo ukusuka kumzuzu wokuqala

izitshixo

Iindlela zokuqala ukutyala imali kwimarike yemasheya

Ewe, abatyali-mali abanamava ngakumbi kwiimarike zezemali baya kuba neengxaki ezimbalwa zokuhambisa utyalomali lwabo ngokuchanekileyo.Ukuqala ukwenza utyalo-mali kwimarike yemasheya, kubalulekile ukuphuhlisa uthotho lwezitshixo eziza kunceda impumelelo yemisebenzi kwiimarike zezemali.

dinero

Iingcebiso ezili-10 zokonga imali kwintengiso yesitokhwe

Ewe, eyona njongo iphambili kunye nokuphela abanayo abatyali mali abancinci nabaphakathi kukwenza imali kwimisebenzi yabo kwiimarike zengeniso, Ewe, eyona njongo iphambili kunye nokuphela kwabatyali mali abancinci naphakathi kukwenza imali ekusebenzeni kwabo.

kuqala

Iprimiyamu yomngcipheko ichaphazela njani imarike yemasheya?

Ipremiyamu yomngcipheko yenye yeeparameter ezibaluleke kakhulu ukumisela ukuvela kweemarike zesitokhwe. Akumangalisi ukuba abatyali mali bajonge konke Iprimiyamu yomngcipheko yenye yeeparameter ezibaluleke kakhulu ukumisela ukuvela kweemarike zesitokhwe ngaphezulu kwako konke

izinga

Yintoni irhafu yeTobin?

Irhafu yeTobin okanye i-ITF luhlobo lwerhafu kwimicimbi yezemali eyacetywayo kumashumi eminyaka eyadlulayo sisazi ngezoqoqosho saseMelika

amandla

Ngawaphi amaziko amandla oqoqosho?

Ukuba uza kutyala imali oyigcinileyo kwiimarike ze-equity, awuzukukhetha ngaphandle kokuba wazi amaziko lawo aphawula amandla ezoqoqosho ehlabathi.

lwemali

Zeziphi iimveliso zemali onokutyala kuzo kwiimali?

Inxalenye elungileyo yotyalo-mali yenziwa kwii-euro kuba yeyona mali iphakathi kwabagcini baseSpain. Nangona kunjalo, ayinakwenzeka kuphela ukutyala imali kwezinye iimali zamanye amazwe ikunika ithuba lokuba utyalomali lwakho luphuculwe ngokwemveliso evelisiweyo.

nganye

Yintoni i-PER?

Kuya kufuneka uyazi ukuba i-PER yenye yeeparameter ezisetyenziswa kakhulu ukwazi ukuba ngaba iimarike zezemali ziyabiza okanye azibizi

iivipsi

Anjani amakhadi eVIP?

Ewe amakhadi e-VIPS ziiplastiki ezingafumanekiyo kuye nawuphi na umsebenzisi kwaye mhlawumbi kungenjalo nakuwe, kodwa kuphela kubathengi ababalaseleyo,

oosomajukujuku

Zinjani ii-microloans?

Sibiza ii-microloans ukuba zincinci kakhulu ezemali eziphuhliswa phantsi kweemeko ezithile zorhwebo ezinokuthi zifikeleleke kuye nawuphi na umsebenzisi

ixesha lenceba

Ixesha lobabalo Ziyintoni?

Ngalo lonke ixesha umntu esenza isivumelwano naluphi na uhlobo lweinshurensi, ngakumbi impilo, enye yezinto ekufuneka ziqwalaselwe lixesha lobabalo.

fibonacci

Wazi ntoni ngeFibonacci?

Enye yeenjongo eziphambili ze-fibonaccio kukuseka indawo yokuxhasa kunye nokumelana apho ukwenza urhwebo kwimarike yemasheya.

izibonelelo

Zithini izinto eziphuma kwimali?

Ngokuqinisekileyo uvile ngaphezu kwesihlandlo esinye ukuba zeziphi izinto ezivela kwimali. Ngenjongo ephambili yokutyala imali kwezi mveliso ukunyusa ingeniso yeeasethi zakho

iibhili

Iiakhawunti ngaphandle kokuthunyelwa

Iiakhawunti ngaphandle kweekhomishini zinokwoneliseka ngeendlela ngeendlela eziza kuthi zenze ukuba abathengi bangahlawuli nayiphi na i-euro kulawulo lwabo

ertyisi

Uyifumana njani i-ertyisi?

Iichicharros zidweliswe kukhuseleko oluqheleke kakhulu kwimisebenzi yokuqikelela kunye nokwenza imali ngexesha elifutshane

ingxowa-mali ehlangeneyo

Yintoni iSicav?

I-sicav luhlobo lweZiko eliTyalo-mali eliHlanganisiweyo lendalo yeenkampani, eyona njongo yayo ikukukhulisa imali

bolsa

Zithini iichips zeblue?

Iitshipsi zeblue zizokhuseleko ezibonisa eyona mali ininzi kwizabelo zamashishini ezibonelela ngothotho lweempawu ezichaziweyo

imali

Iindleko zobambiso?

Ubambiso lwemali lubandakanya uluhlu lweendleko eziza kwenza imveliso ibize kakhulu ngekhomishini, iinkqubo kunye nezenzo

tshintsha

I-Spotofy ilungiselela i-IPO yayo

I-Spotofy iya kuba lolunye ukhuseleko olunokuthi lungene kwimarike yemasheya enyakeni kwaye luya kuxhomekeka kwixabiso layo ukubhalisa izabelo zalo

izinto ezibonakalayo

Ukuvela kwezinto ezingalinganiyo

Izinto zentengiso yenye yeendlela ezizezinye zotyalo-mali xa iimarike zesiko zingazinzanga ngakumbi okanye zidala amathandabuzo phakathi kwabasongi.

dinero

Imali ibaleka kwiimarike zaseSpain

Imali ibaleka iimarike zezemali zaseSpain, ngaphambi kokuba abatyali mali basebenzise iindlela ezithile zokwenza imisebenzi yabo ibe yinzuzo

xabiso

5 amaxabiso okulala ngoxolo

Elinye lamaqhinga afumanekayo kubatyali mali kukudala iphothifoliyo esekwe kwezona ndululo zilondolozo kwimarike yemasheya

Ikhadi lesipaji

Ikhadi lesipaji

Ikhadi lemali. Esinye sezakhiwo zale nkqubo kukuba iintlawulo ezenziwe ngolu hlobo lwekhadi kukuba ziintlawulo zexabiso eliphantsi