Kuyaziwa ukuba ixesha ledipozithi ebhankini yimveliso yezemali apho umthengi ehambisa isixa semali kwiziko lento Into abanye abatyali-mali abangayaziyo kukuba iidipozithi zekota zinokudityaniswa kwimarike yemasheya ukuphucula umda wonikezelo.
Elinye lamacandelo kwiimarike zezabelo ezinokuthi zibeke abatyali zimali abancinci nabaphakathi kobona bunzima bobuchwephesha. Elinye lamacandelo kwiimarike ze-equity ezinokuthi zibeke abatyali-mali kwingxaki engaphezulu ziitokhwe zetekhnoloji.
Alithandabuzeki elokuba utyalomali luya kutshintsha ngokubonakalayo njengoko kusiwa. Esinye sezizathu zokuchaza lo mkhwa kungenxa yokuba ukusukela akukho mathandabuzo ukuba utyalomali luya kutshintsha kakhulu ngeli xesha lokuwa kwaye kufuneka siziqonde ezi ntshukumo
Enye yeemveliso ezingaziwayo kwimarike yemasheya ngabatyali zimali abancinci nabaphakathi ngokungathandabuzekiyo yimali ethe tyaba yokurhweba kwimarike yemasheya. Enye yeemveliso ezingaziwayo kwimarike yemasheya ngabatyali zimali abancinci nabaphakathi ngokungathandabuzekiyo yimali ethe tyaba yokurhweba kwimarike yemasheya
Le nyanga izakungena kwimbali yokurhuqa isitokhwe ukuya kwelona xesha lisezantsi kule minyaka idlulileyo. Apho ixabiso lalo belikule nyanga liza kwehla embalini ngokurhuqa izabelo zeTelefonica ezantsi ekuphelelweni lithemba kwabatyali mali bazo
Enye yezona mfuno ziphambili zokufumana ipenshoni enegalelo kukuba ube negalelo kwiminyaka eli-15 ubuncinci kwimbali yengqesho yenye yezona mfuno ziphambili zokufumana ipenshoni enegalelo kukuba ube negalelo kwiminyaka eli-15 ubuncinci kwimbali yengqesho.
Kusele ikota enye kuphela kude kube kugqitywe unyaka-mali ka-2018 kwaye oko kuye kwaphoxa kwinxalenye enkulu yabatyali mali. Kuzo zonke, ayizukubakho enye indlela yokufumana ukuba yeyiphi imimandla yejografi eya kuthi ibonelele ngembuyekezo ephezulu ekupheleni konyaka,
Kuqhelekile ukuba ngaphambi kokusebenza kakubi kwiimarike ze-equity uneengxaki ezithile zokufumana imali eyaneleyo kwiakhawunti yakho.
Ukuba uchitha ixesha elithile kwimarike yemasheya, kuya kufuneka uyazi enye yeempawu ezikunceda kakhulu kutyalo-mali, njenge-BPA. Ewe, ziyahambelana I-EPS sisalathiso esibala icandelo lenzuzo yenkampani esasazwe phakathi kwesabelo ngasinye esenza imali eyinkunzi.
Enye yezona zinto zintle kakhulu ezenzelwe umdla wabatyali mali abancinci nabaphakathi yenziwa ngogqithiso phakathi kwengxowa mali yenye yezona zinto zithandekayo kwimidla yabatyali zimali abancinci nabaphakathi yenziwa ngogqithiso phakathi kwemali
Elinye lawona maqhinga alungileyo okwenza naluphi na uhlobo lotyalo-mali kukunyanzelisa phantsi kweemeko zokuba bhetyebhetye. Esi sesinye sezona ndlela zintle zokuqhuba naluphi na uhlobo lotyalo-mali kukunyanzelwa phantsi kweemeko zokuba bhetyebhetye
I-inshurensi yindlela yokugubungela umngcipheko ngokudlulisela kwi-inshurensi eyakujongana nokuqinisekisa okanye ukukhusela konke okanye inxenye yayo .. Kude kube ngoku bekukholelwa ukuba i-inshurensi ayinyanzelekanga ukuba ingene kwisivumelwano, kodwa kukho ezinye ilawulwa ngumthetho.
Abatyalomali bahlala kufuneka bohlule izabelo zabo okanye izabelo mali ukuze bajongane neengxaki zabo zemali. Ewe kwilinge lezinto ezibhankini zokuvula le mveliso yemali ukuze ifike ngexesha kwezinye iimfuno zotyalo-mali
Okubi kakhulu okunokwenzeka kukuba isalathiso sesitokhwe saseSpain sisondele kakhulu kumanqanaba amanqaku angama-9.000. Kodwa inokujongwa isezantsi kwindlela yayo: Ukwenza ukonga kube yinzuzo, kuyakufuneka ukhethe iiasethi ezithile zemali eziza kusebenza ngcono kunenye.
Enye yeengxaki ezinkulu ezibandakanyekileyo ekuqeshweni kwedipozithi yebhanki kukuba igalelo lemali linokuphinda lifumaneke xa enye yeengxaki ezichaphazelekayo ekuqeshweni kwediphozithi kukuba igalelo lemali linokuphinda lifumaneke ngokucima le mveliso.
Izabelo zamasheya azifumananga kakuhle ukubuya kweeholide kwicala labatyali mali kwimigangatho yorhwebo. Ukuba akunjalo yonke into Iziganeko zikhokelele ubulungisa belizwe ukuba bafikelele kumanqanaba asezantsi kakhulu kwaye bathengise kubuncinci bokubuyiselwa konyaka
Inyani yokuba unokwenza into ayithethi ukuba uyenze ngoku. Kwaye kungaphantsi kakhulu xa ungcakaza ngemali yakho, njengoko kusenzeka kwinto yokuba unokwenza into ayithethi ukuba uyenze ngoku. Kwaye kungaphantsi kakhulu xa ungcakaza ngemali yakho, njengoko kusenzeka kutyalo-mali
Icandelo lombane lelinye lezona zinto zibalulekileyo kwizabelo zamashishini zaseSpain kwaye ngaphakathi kulo akukho mathandabuzo okuba i-Iberdrola yinkampani ekhethiweyo yecandelo lombane yenye yezona zinto zibaluleke kakhulu kwizabelo zamashishini zaseSpain kwaye ngaphakathi kulo akukho mathandabuzo okuba i-Iberdrola yeyona ikhethiweyo inkampani
Ngaphezulu kwe-90% yemali mboleko yokubolekwa kwemali ekubhekiswa kuyo kwi-Euribor kule minyaka idlulileyo kwiimveliso ezinamazinga ahlukeneyo
IiCarbures, lelinye lawona maxabiso aqikelelweyo ezabelo zamashishini ezingenanzala emisiweyo kuzwelonke, zisematheni kule mihla ngenxa yeendaba ezinokunika umkhombandlela omtsha kuWe Awunakho ukulibala ukuba amaxabiso anje ngeCarbures ayaphambuka kuzo zonke iindawo zokujonga kwaye Naliphi na icebo oza kulisebenzisa
Kukho iintlobo ngeentlobo zeemveliso kwintengiso ezinceda ekuphuhliseni lo msebenzi kwaye ezinye zazo zilungile ngokwenene ukuze ziphumelele.
Ukubuya kweeholide kunemimangaliso emininzi egcinelwe umdla wabatyali mali abancinci nabaphakathi kwaye okunokubangela ukuba baguqule ukubuya kwabo kweeholide kunemimangaliso emininzi egcinelwe umdla wabatyali mali abancinci ngokwahluka okubonakalayo kumaxabiso athile.
Icandelo lezokhenketho laseSpain lelona lesithathu linamandla emhlabeni, kuphela emva kwe-United States neFrance. Le yinyani yokuba ungathatha ithuba kuKhenketho lushishino lokuqala kuqoqosho lwaseSpain, kodwa kwangaxeshanye icandelo lichithe kakhulu kwimarike yemasheya ziinkampani ezimbalwa ezimelwe kwimarike eqhubekayo yelizwe lethu.
Ukusukela kwisithuba seeveki ezimbalwa, abasebenzisi bebhanki banokuba nethamsanqa ngenxa yemigaqo emitsha yebhanki evunyiweyo ukusukela oko Imimiselo emitsha inyanzelisa ukuba amaziko emali angangakuhlawulisi ngaphezulu kwe-3 euro ngenyanga ngenxa yekhomishini kwiiakhawunti.
Ukuxinana kukuxhasa ngemali iinkampani kunye nabantu ababonelelwa liqela labatyali mali abafuna ukwenza imisebenzi yabo ibe yinzuzo.
Ewe, ukubuya eholideyini akuyi kuba lula kakhulu ukuze ukwazi ukusebenzisa izimvo zakho zotyalo mali
Ngeli xesha enye indlela yotyalo-mali yemveli imelwe kukuthengwa kwekhaya ukuze kamva kuqeshwe
Ehlotyeni kusinike isimanga esibi sokuba abatyali mali abancinci nabaphakathi bebengenayo. Le ngxaki yezoqoqosho kwinto eyenzekayo eTurkey yinto abatyali zimali abangenayo kwaye ngokuqinisekileyo ibangela ukuba baphulukane nemali eninzi.
Ukuthenga nokuthengisa isitokhwe yenye yeendlela ezona zilungileyo zokwenza inzuzo okanye ukutyala imali, nangona ingekho ngaphandle kokuthintela
Nangona ii-IPO zichaphazela iinkampani ezingadweliswanga kwiimarike zezabelo, into esiza kuyenza zezo zidweliswe kwimarike yemasheya
Ukutyala imali kwimarike yemasheya kufuna ulwazi olusisiseko lokuqhuba imisebenzi ngesiqinisekiso esikhulu sempumelelo. Akunakwenzeka ukuba ndiyazi Enye yezinto eza kwahlula kwabanye abatyali zimali abancinci nabaphakathi kukwazi isichazi magama esibanzi
Ukuphulukana nekhadi letyala okanye ledebhithi kuthetha ukuba kuya kufuneka uthathe isigqibo ngokukhawuleza okukhulu, wazise lo msitho ebhankini ngokukhawuleza
I-Endesa lolunye lolona khuseleko lusebenzayo kwiimarike ze-equity kwaye ukuya kwinqanaba lokuba kukho amawaka kunye namawaka ezabelo atshintsha izandla
I-Intanethi ibe sisixhobo esinamandla sokwenza utyalomali. Ukusebenza kwayo kuyakhawuleza kwaye nangaliphi na ixesha losuku, nokuba kungaphezulu kwe-Intanethi, kuye kwaba sisixhobo esinamandla sokwenza utyalo-mali, apho ukusebenza kwayo kukhawuleza kwaye nangaliphi na ixesha losuku.
Ukuba ucinga ukuba ukubuyisa imali mboleko kuyimodeli yokuxhasa ngemali ikhaya elisetyenziswayo, uyakube usenza iimpazamo ukusuka kumzuzu wokuqala
Ewe, abatyali-mali abanamava ngakumbi kwiimarike zezemali baya kuba neengxaki ezimbalwa zokuhambisa utyalomali lwabo ngokuchanekileyo.Ukuqala ukwenza utyalo-mali kwimarike yemasheya, kubalulekile ukuphuhlisa uthotho lwezitshixo eziza kunceda impumelelo yemisebenzi kwiimarike zezemali.
Ukuba ujonga enye indlela yokulingana, ngokungathandabuzekiyo leyo yenziwe ziimarike ezisakhulayo, ngakumbi kolunye utshintsho
Amaqonga emali mboleko phakathi kwabantu abonelela ngeenkonzo ezahlulwe ngokufanelekileyo kunye nezibonelelo ekufuneka uzazi ngoku
Ewe, eyona njongo iphambili kunye nokuphela abanayo abatyali mali abancinci nabaphakathi kukwenza imali kwimisebenzi yabo kwiimarike zengeniso, Ewe, eyona njongo iphambili kunye nokuphela kwabatyali mali abancinci naphakathi kukwenza imali ekusebenzeni kwabo.
Njengokuba ukusasazeka kwepremiyamu yomngcipheko kuphezulu, kuyakuchaphazela ukwehla kwengeniso esisigxina kuba iimarike zentengiso zinethuba lokuwa kakhulu
Ipremiyamu yomngcipheko yenye yeeparameter ezibaluleke kakhulu ukumisela ukuvela kweemarike zesitokhwe. Akumangalisi ukuba abatyali mali bajonge konke Iprimiyamu yomngcipheko yenye yeeparameter ezibaluleke kakhulu ukumisela ukuvela kweemarike zesitokhwe ngaphezulu kwako konke
Irhafu yeTobin okanye i-ITF luhlobo lwerhafu kwimicimbi yezemali eyacetywayo kumashumi eminyaka eyadlulayo sisazi ngezoqoqosho saseMelika
Njengoko ilayini yekhredithi kwinkampani, ifuna neemeko ezahlukeneyo zesivumelwano, apho ihlala ihanjiswa nge-microcredit
Omnye wemibuzo oza kuzibuza yona ngalo mzuzu kukuba ingaba kulungile na kuwe ukuba ubhalise kwimali-mboleko yokubolekwa kwemali kwinqanaba eliguqukayo okanye elimiselweyo
Okukhona inzuzo enkulu inkulu, kokukhona kulunge ngakumbi kwimidla yakho yobuqu, nokuba leliphi na ixesha otyalomali lwakho olujolise kulo.
Enye yezona mveliso zahlukeneyo onokuthi uzibambe okwangoku zixutywe neengxowa mali
Ukuba uza kutyala imali oyigcinileyo kwiimarike ze-equity, awuzukukhetha ngaphandle kokuba wazi amaziko lawo aphawula amandla ezoqoqosho ehlabathi.
Inxalenye elungileyo yotyalo-mali yenziwa kwii-euro kuba yeyona mali iphakathi kwabagcini baseSpain. Nangona kunjalo, ayinakwenzeka kuphela ukutyala imali kwezinye iimali zamanye amazwe ikunika ithuba lokuba utyalomali lwakho luphuculwe ngokwemveliso evelisiweyo.
Ukukhethwa kweencwadi zentengiso yesitokhwe ekubonelela ngezona zimvo zibalaseleyo zokwenza ukuba ukuthengisa kwakho kwistokhwe kunenzuzo ukusukela ngoku kubaluleke kakhulu.
Nabani na oza kutyala imali yakhe kwiimarike ze-equity kufuneka athathele ingqalelo ubuncinci ezinye zezi ndlela kubuchwephesha kunye nohlalutyo olusisiseko olwenziwe kwiinkqubo ezimbini ezahlukileyo kodwa ezi zimbini zinokuncediswa.
Ewe, ukuba ungumtyali mali onamava kwiimarike zezemali, uya kuba uvile ukuba kububulumko ukuthengisa ngaphambi kokuba uye ekhefini.
Ihlobo liyafika kwakhona kwaye ngokuchanekileyo ziinyanga zikaJuni noJulayi apho ulwabiwo lwezahlulo lufikelela kwincopho yalo ephezulu yonyaka
Enye yeeasethi zemali ezenziwa njengangoku njengendawo ekhuselekileyo yinto ekrwada efana nesilivere ebonelela ngohlaziyo olubalulekileyo
Kuya kufuneka uyazi ukuba i-PER yenye yeeparameter ezisetyenziswa kakhulu ukwazi ukuba ngaba iimarike zezemali ziyabiza okanye azibizi
Iimali ezibizwa ngokuba zixubeneyo zinobumbeko obahlukeneyo okoko baqala kwiiasethi ezahlukeneyo zezimali nakwindalo eyahlukileyo
Ewe, abathengisi abakwi-Intanethi zezinye zeendlela onazo okwangoku ukuhambisa imisebenzi kwimarike yemasheya
Ewe, ukuba ungumtyali mali omncinci nophakathi, uyazi ukuba ukonyuka kwemali eyinkunzi yinkqubo enxibelelene ngokusondeleyo neemarike zezabelo
Uya kufumana indices zesitokhwe zazo zonke iintlobo, ezinye zaziwa kakuhle kodwa enye ongasokuze uve ngayo.
Ewe amakhadi e-VIPS ziiplastiki ezingafumanekiyo kuye nawuphi na umsebenzisi kwaye mhlawumbi kungenjalo nakuwe, kodwa kuphela kubathengi ababalaseleyo,
Njengengxenye elungileyo yabatyalomali eyazi kakuhle, ibhidi yokuthatha kwakhona isicatshulwa sokuba yintoni ibhidi yokuthabatha.
Amakhadi etyala abe yeyona nto iphambili ekufumaneni ezinye zezixhobo zenkxaso-mali ezikhethwe ngabantu baseSpain ukurhoxisa iintlawulo
Isicwangciso sepenshini siqwalaselwe njengenye yeemveliso ezichaphazelekayo zemali ukujongana nexesha lomhlala phantsi
Sibiza ii-microloans ukuba zincinci kakhulu ezemali eziphuhliswa phantsi kweemeko ezithile zorhwebo ezinokuthi zifikeleleke kuye nawuphi na umsebenzisi
Iiakhawunti zebhanki ezinokutsalwa ngqo kwiibhili zasekhaya zifuna unxibelelwano kuphela ukuze ukonwabele iibhonasi
Abatyalomali abancinci nabaphakathi bakwimeko yokusebenzisa izicwangciso-qhinga ezithile ukunqanda ukuncitshiswa kwenkunzi yentengiso kude kube lelo xesha, Oko kukuthi, ilahleko yenkunzi.
Kulo nyaka nangokuchasene nazo zonke iingxaki, ukungazinzi kubuyele kwiimarike zezemali emva kweminyaka engaphezu kwemithathu ngaphandle kobukho bayo ekusebenzeni.
Kwiminyaka yakutshanje, ukhetho lokurhweba ngezixhobo zemali ngeempela-veki luvulekile, nkqu nakwiimarike ezinje.
Njengokuba usebenzisa amanye amacebo otyalo-mali, kuyakuhlala kulula kuwe ukwenza ulondolozo lube nenzuzo ngeyona ndlela ichanekileyo.
Kuzo zonke ii-indices zamasheya eSpain, ezo zinokubhekisa kwiinkampani ezincinci kunye nezezimali eziphakathi.
Ewe kwimarike yemasheya, enye yezona mpazamo zinkulu zinokwenziwa ekuhlukaniseni eyona nto ibuyayo kwaye luphi utshintsho kwindlela
Enye yezona zinto zahluke kakhulu onokuzibona kwisibonelelo sebhanki yangoku yile imelwe yinto ebizwa ngokuba zii-microcredits zendalo.
Ukungazinzi okukhoyo kwiimarike zase-Itali naseSpain kwezi ntsuku kukohlwaya ngokuqatha ukhuseleko olumelwe ziibhanki
Esinye seziganeko ezimbi kakhulu kwiimarike zezemali sifakwe eSpain xa bekucingelwa kancinci kwaye kukungazinzi kwezopolitiko
ISpain, i-Itali, uMbindi Mpuma kunye noMntla Korea zezinye zeendawo ezongeza ukungazinzi kwiimarike zezemali
Ukuba kukho ukhuseleko olunendawo yokuthenga kwisicwangciso sokuthenga sangoku, ayikho enye ngaphandle kwenkampani yeoyile yesizwe iRepsol.
Iimpawu ezimbi kwiimarike zezemali zifakelwe e-Itali, njengesiphumo sikarhulumente omtsha oza kwenziwa phakathi kwe-5 Star Movement neLa Liga.
Omnye wemishini yakho njengomsebenzisi webhanki oyiyo kukuchonga ukuba ityala lobambiso osandula ukuloba liphethe igatya lomgangatho
Ukwenza igalelo ekuqokeleleni ubuncinci bepenshini, ubuncinci beminyaka eli-15 iyafuneka, nangona kulunge kuphela ukuqokelela esona sixa sisezantsi
Ngayiphi na imeko, zombini i-Nokia Gamesa kunye ne-ACS zikhokele kwisiqingatha sokuqala sale semester inzima kwimarike yemasheya
Iiakhawunti ezihlawulelweyo ziyimveliso ebalulekileyo yasebhankini, kodwa akunzima ukukunika naluphi na uhlobo lomdla kwaye kulula kakhulu ukuba ubhalise
Ukuba ufuna ukuthatha ithuba lokunyuka okuphezulu kwedola yaseMelika ngokuchasene ne-euro, olona khetho lwanelisayo kukukhetha ukurhweba
Iimarike zesitokhwe zaseYurophu zizama ukwenza isigqibo se-United States sokushiya isivumelwano seenyukliya ne-Iran kwaye oko kungazinzisa iimarike.
Ukurhoxiswa kuchaze izohlwayo ezisukela kwi-1% ukuya kwi-3%.
Ukuqinisekisa ukuba ubhalisile ngokwenene kuluhlu lwabangaphumeleliyo kwi-ASNEF, kuya kufuneka ufake iwebhusayithi yabo
Ewe kunjalo, iiakhawunti ngaphandle kokuthunyelwa yenye yeenjongo zabasebenzisi beebhanki ukuphucula ukonga kwabo
Iakhawunti yeFacto iboniswe phantsi kwemodeli yesivumelwano esiphindwe kabini. Kwelinye icala, iakhawunti yokutshekisha kwaye kwelinye idipozithi enenzuzo enkulu
Ubudlelwane phakathi kobambiso kunye ne-Euribor buya kugqiba ngenkcitho oza kujongana nayo kule mveliso
Ubumfihlo obupheleleyo kunye nobugcweleyo kwimicimbi eyenziwa kwi-blockchain, leyo yi-Monero (XMR), imali yedijithali ezelwe ngo-2014
Kweli nqaku siza kujonga iingenelo kunye neengozi zokutyala imali kwesona sinyithi sixabisekileyo esidumileyo, igolide. Zonke iinkcukacha apha.
Kweli nqaku siza kuvavanya iintlobo zezinto ezikhoyo ezikhoyo kwiimarike. Iziqinisekiso, ii-swaps, iinketho zokubini, ii-CFD, njl.
Kweli nqaku siza kubona izinto ezithile ezisisiseko ekufuneka zaziwe xa kusungulwa utyalo-mali kwimarike yemali, i-Forex.
Ngokumalunga neengcinga zoqoqosho, enye yezona zaziwa kakhulu kukuqeshisa okanye ukuqeshisa ...
Zonke izitshixo zokwazi ukuba kufanelekile na kuthi ukuba sityale imali ngokusekwe kwisahlulo iinkampani esizinika abaninizabelo
I-Mileuristas iya kuba nokufikelela okunzima ngakumbi kwimali-mboleko, kodwa basenokufumana ikhontrakthi kwezinye zazo. Ngaba uyafuna ukwazi ukuba zintoni?
Unokuthatha imali-mboleko ukuze utyale imali kwimarike yemasheya, ngaphambi kokuthengisa imisebenzi yakho ye-equity.Ngamanye amaxesha ukufezekisa umgca wekhredithi kuya kukunceda ufezekise iinjongo zakho, ngeendleko zokuthatha inzala yemali mboleko.
I-OPA sisibonelelo sokufumana esidlangalaleni, indlela yokutshintshiselana ngesitokhwe apho inkampani ilawula enye inkampani encinci kuneyokuqala
I-Factoring yindlela yokusebenza kwemali eyinkunzi ejolise kwiinkampani ezincinci neziphakathi. Fumanisa iintlobo, izibonelelo kunye nezinto ezingalunganga.
Ngaba ufuna ukwazi ukuba uthini umgaqo-nkqubo wekhredithi? Fumanisa zonke iimpawu kunye nokuprintwa okuhle kwale mveliso yemali ukuthintela isimanga